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The Leadership Conference on Civil and Human Rights

The Nation's Premier Civil and Human Rights Coalition

The Leadership Conference on Civil and Human Rights  & The Leadership Conference Education Fund
The Nation's Premier Civil and Human Rights Coalition

Credit Cards

Credit card debt has tripled in the last 20 years, hitting low- and middle-income families hardest.  Many of these families use credit cards to deal with losses in income or unexpected expenses, like car or home repairs.

The Credit Card Accountability Responsibility and Disclosure Act will forbid credit card companies from unfairly raising interest rates and imposing unnecessary hidden charges and penalty fees on borrowers.  It will also limit credit card companies' ability to issue cards to consumers younger than 21, who may not be able to repay debt.

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