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The Leadership Conference on Civil and Human Rights

The Nation's Premier Civil and Human Rights Coalition

The Leadership Conference on Civil and Human Rights  & The Leadership Conference Education Fund
The Nation's Premier Civil and Human Rights Coalition

Foreclosure Relief

Foreclosure is not a partisan issue, but rather a human and civil rights issue. Today, after years of reckless and predatory lending, our nation finds hundreds and thousands of people at risk of losing their homes – in fact, thousands already have.

And it isn’t just families who are affected. Whole communities are being wrecked. A few foreclosures can set off a domino effect, leading to a rise in crime, devaluation of surrounding residences, the erosion of the local tax base, and a decline in public services.

The Leadership Conference supports legislation that would allow homeowners a final option to modify their mortgages in bankruptcy court, which would reduce foreclosures. It is estimated that 6,600 families are losing their homes to foreclosure every single day.

Current Updates

Congressional Testimony

Transcripts of testimony to Congress about the foreclosure crisis by Wade Henderson, president and CEO of The Leadership Conference.

Past Legislation on Foreclosure & Bankruptcy Relief

Helping Families Save Their Homes Act (Signed May 2009)

The Helping Families Save Their Homes Act of 2009 was signed on May 20, 2009. The Leadership Conference supported a provision that would have given bankruptcy judges the ability to rework defaulted home mortgages on family homes to an affordable value, but the provision was not included in the final bill.

The Homeowner Affordability and Stability Plan (Announced Feb. 2009)

Helping Families Save Their Homes in Bankruptcy Act of 2008 (not passed)

Emergency Economic Stabilization Act (Signed October 2008)

Housing and Economic Recovery Act (Signed July 2008)

FHA Housing and Homeowner Retention Act (2008)

Foreclosure Prevention Act of 2008 (Not Passed)

More Information about Foreclosure & Bankruptcy Relief

Our Members