Public Service Loan Forgiveness Negotiated Rulemaking Background
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Background
On April 3, 2025, the U.S. Department of Education (ED) published an intent to establish a negotiated rulemaking committee to discuss Public Service Loan Forgiveness (PSLF), Pay As You Earn (PAYE), Income-Contingent Repayment (ICR), “or other topics that would streamline current federal student financial assistance programs.” On April 29 and May 1, 2025, ED held public hearings where The Leadership Conference on Civil and Human Rights provided public comment. ED subsequently made a call for negotiators.
About PSLF
PSLF is a federal program authorized under the Higher Education Act of 1965 that forgives the remaining balance on Direct Loans for borrowers who have made 120 qualifying payments under an Income-Driven Repayment Plan and who work full-time (or 30 hours per week) for a qualifying employer.